Bird.Money is developing data-driven solutions used to analyze risk in Decentralized Finance by securely delivering their Blockchain Individualized Risk of Default (BIRD) Score — DeFi’s improvement on the legacy financial system’s credit score — to lending platforms and protocols. The BIRD Score is the first DeFi credit score based on the statistical prediction of loan default, created using advanced machine learning methods and made available to lending protocols as a simple, accessible rating. It’s the next generation of credit scoring.