Chine Taux d'intérêt

The People’s Bank of China (PBoC) kept key lending rates at record lows during the June fixing, in line with market expectations. The move came after the central bank reduced borrowing costs by 10 basis points last month to help cushion the economy from the impact of new US tariffs, and was followed by recent deposit rate cuts by major state-owned banks. The decision came amid mixed economic data suggesting the country remains on track to meet its GDP growth target despite facing new US tariffs. Retail sales grew at the fastest pace in 15 months in May 2025, while industrial output rose at the slowest rate in six months, and new bank lending increased less than expected. The one-year loan prime rate (LPR)—the benchmark for most corporate and household loans—was held steady at 3.0%, while the five-year LPR, which guides mortgage rates, remained unchanged at 3.5%.