États-Unis Demandes de prêts hypothécaires

The volume of mortgage applications in the US rose by 9.2% from the previous week in the period ending September 5th, fully erasing the drop from three consecutive weeks of lower mortgage applications, according to data from the Mortgage Bankers Association. The result aligned with a 15bps plunge in benchmark mortgage rates, which fell to their lowest in nearly one year, as a wave of pessimistic labor market data drove yields on long-dated Treasury securities to plunge. Applications for a loan to refinance a current mortgage, which are more sensitive to short term changes in interest rates, surged by 12.2% from the previous week to their highest level in one year. In turn, applications for a mortgage to purchase a new home rose by 6.6%.