États-Unis Taux hypothécaire

The volume of mortgage applications in the US fell by 3.8% from the previous week in the fourth week of July, swinging lower from the 0.8% increase in the previous week, according to data compiled by the Mortgage Bankers Association. The drop lowered the volume of mortgage applications to their lowest since May despite the softer developments in mortgage rates since the start of July, as uncertainty around the economy and the labor market drove homebuyers to be hesitant about large financial commitments. Applications for a contract to refinance a mortgage, which are more sensitive to short-term changes in interest rates, fell by 1%. In turn, applications for a mortgage to purchase a new home declined by a sharper 6%.